Is Forgiving Student Loan Debt A Good Idea - 970 Words

FREE MONEY In the article â€Å"Is forgiving student loan debt a good idea† by Kayla Webley, a writer for Time, Webley feels that from a human standpoint forgiving student debt holds some appeal (2). Kayla Webley refers to Robert Applebaum who started a petition in 2009 with a petition of nearly 670,000 signatures. The comments from persons posting the petition are quoted as â€Å"guessing this will never happen but it can’t hurt to sign on† (1). Burdened with an estimated $88,000 in debt, Applebaum’s proposal is to provide a one-time bailout, of student loan debt-as a way to stimulate the still limp economy (2). Webley goes on to explain that such a plan has a problem. The problem being is that with an educational bailout most borrowers who can and should pay off their student loan would take this bailout, along with the students who really can not afford their loan payments and need the relief from their student loans. In Webley’s words â€Å"If forgiveness from a bailout was offered, who wouldn’t take the handout (3). Kayla Webley states concerns around Applebaum’s plan which involves fairness. One question Webley brings to my attention is, why should taxpayers especially those who never attended college in the first place cover the cost of the borrowers education (3). On one hand Webley brings up a valid point. Why should taxpayers pay for a college tuition for someone who possibly never held a job or for that matter ever paid taxes. On the other hand though if the taxpayers vote toShow MoreRelatedIs Forgiving Student Loan Debt A Good Idea?1009 Words   |  5 Pagesnew media, Kayla Webley, in her essay â€Å"Is Forgiving Student Loan Debt a Good Idea?† states Robert Applebaum’s solution for student loan debt is a â€Å"radical and wildly unfeasible solution† in both economically and politically. Applebaum’s proposal is to â€Å"provide a one-time bailout of student debt†¦as a way to stimulate the still-limping economy.† However, Webley counters the solution has to have â€Å"the purported benefited and fairness of a one-time student loan bailout.† In Webley’s essay, in the sixthRead MoreIs Forgiving Student Loan Debt A Good Idea?1227 Words   |  5 Pagesnew media, Kayla Webley, in her essay â€Å"Is Forgiving Student Loan Debt a Good Idea?† states Robert Applebaum’s solution for student loan debt is a â€Å"radical and wildly unfeasible solution both economically and politically. Applebaum’s proposal is to â€Å"provide a one-time bailout of student debt†¦as a way to stimulate the still-limping economy.† However, Webley counters that the solution has to have â€Å"the purported benefited and fairness of a one-time student loan bailout.† In Webley’s essay, in the sixthRead MoreIs Forgiving Student Loan Debt A Good Idea?972 Words   |  4 PagesAnalysis of Is Forgiving Student Loan Debt a Good Idea Many people would love to have their student loans debt forgive but do not believe it will happen. So Kayla Webley decided to write an article about student loan forgiveness, at the time Webley wrote the article she was the education correspondent for Time magazine. Now she is currently a staff writer for the same magazine. In her article, she claims that the student loan dilemma that is facing a lot of Americans is a problem for your countryRead MoreForgiving Student Loan Debt Essay examples822 Words   |  4 Pagesamount of student loan debt have an effect on the economy? If so would forgiving student loan debt help lower the national debt or would it just increase it? According to Mary Claire Fischer, a writer for Kiplinger’s Personal Finance magazine, â€Å"two-thirds of students who receive bachelor’s degrees leave college with debt in tow† (Fischer). Among these students, the average amount owed is twenty-six thousand dollars (Fischer). There is a six month grace period after graduation to allow the student timeRead MoreStudent Loan Is A Terrible Idea1308 Words   |  6 PagesStudent loan forgiveness is a terrible idea. Sure, in an idealistic world it would be great if the country could forgive all student loan debt and thus bring relief to all students across the nation. Realistic? Not necessarily! Instead of the fairytale notion of student loan forgiveness being the answer to all the problems, America would fair better in taking the initiative in making reforms to the educational loan system that are a bit more realistic. Student loans are a massive predicament in theRead MoreEssay on Student Loan Debt Should be Forgiven1256 Words   |  6 PagesDoes the amount of student loan debt have an effect on the economy? If so would forgiving student loan debt help lower the national debt or would it just increase it? According to Mary Claire Fischer, a writer for Kiplinger’s Personal Finance magazine, â€Å"two-thirds of stu dents who receive bachelor’s degrees leave college with an average debt of twenty-six thousand dollars† (Fischer). This means that the average student debt has doubled since 2007 (Ross 24). The total student loan debt is $1.2 trillionRead MoreStudent Loan Loans Should Not Be Forgiven938 Words   |  4 Pages Should student loan borrowers be forgiven for their debt? The cumulative total of student loan borrowing has already reached $1 trillion dollars already make up more than half of what Barack Obama is pushing to cap the amount any borrower must pay back and forgive outstanding debt after 20 years, even so calling to forgive some or all of the debt that is escalating. Robert Applebaum, the Author behind the Student Loan Forgiveness Act, believes that student loan should be forgiven to highlight anRead MoreIn The Short Essay, â€Å"Is Forgiving Student Loan Debt A Good807 Words   |  4 PagesIn the short essay, â€Å"Is Forgiving Student Loan Debt a Good Idea?† by Kaya Webley, she illustrates through validations that student debt is a problem, but Applebaum’s proposal brings about political and economic problems. One of her validations is that most people can afford their student loans. She also states that only a small handful of graduates leave school with an unbeara ble student debt. Webley touches upon programs that are already in place to help pay off college debt. Another one of her validationsRead MoreShould Student Loan Debt Be Forgiven?1344 Words   |  6 Pagesï » ¿Student Loan Debt: Should We Forgive? EN1123 Most Americans would agree that higher education is important. Compared to years ago, when a high school education was acceptable in most jobs, a college degree is now required in the majority of positions. But what if you can’t afford to get a degree? What then? For many, student loans are the only way to finance one’s education. Paying out of pocket simply isn’t a reality for most, so they rely on state and national government to provide them theRead MoreStudent Loan Debt Has Become A National Problem With No Solution2311 Words   |  10 PagesIntroduction: According to CNN, â€Å"Almost 19% of student loan borrowers owe more than $50,000.Only 6% of borrowers had that much in 2001.† (Gillispe, 1). Why has student loan debt increased so much? Student Loan debt has become a national problem with no solution. Many students are borrowing more money to keep up with the rising cost of tuition in universities, leaving themselves with thousands of debt after graduation. Students after gaining this debt, have to find jobs to support it which can come

Career Essay I Am A Nurse - 936 Words

Briana McGee Career Essay Dr. Lawson November 17, 2014 Career Essay Before I reached college, I had my mind made up on being a nurse. Being a nurse was something I constantly talked about and I could not wait to pursue that dream. However, once I got to college and realized how hard becoming a nurse would be for me, I began to have second thoughts. I have always been a nurturing and caring person towards kids. For me, it seemed like being around kids made me the happiest person in the world. This is what inspired me the most to become and ECE. I am drawn to this career because it deals with the involvement of children, which is what I enjoy. To be an ECE, one has to be very flexible and patient. Teaching younger kids takes time because, unlike us, they do not know as much as we do. We are the ones who have to teach them what they need to know. With this career comes a lot of skill and schooling and I am beyond ready for what is to come. Being and Early Childhood Teacher has different work options along with it. â€Å"Early childhood tea chers function in kindergartens, prekindergartens, or primary grades of public elementary schools as well as in non-public school settings, such as child care centers, Head Start programs, and nursery schools† (Spodek, Saracho 23). Preschool teachers teach children ages 3-5. They help them understand the basic building blocks within subjects such as: reading, writing, and math. To become a teacher, you have to have the correct schooling and eachShow MoreRelatedI Am Pursuing Nursing As A Profession873 Words   |  4 Pagesthat  ¬future nurses, such as myself should undertake in order to be able to conduct proper care towards patients. It is also the capacity to reflect on ones action to engage in a process of constant learning by using a range of strategies in orders to expand my knowledge. This essay will divulge in my reflection as to why I am pursuing nursing as a profession as well as describe and expound on how reflective practice will aid future nurses. I will begin by explaining my reasons as to why I chose thisRead MorePursuing A Nursing Career: Personal Narrative1286 Words   |  6 Pagescommitted to attaining it. Pursuing a career as a Primary Health Care Nurse Practitioner has always been my driving goal throughout all my education and training since the age of seventeen. Over the past three years working within a Surgical Inpatient unit as a Registered Nurse, I have become aware of the lack of community resources and access to health care available in rural areas. This has inspired me apply to the University of Western Ontario’s Primary Health Care Nurse Practitioner program for the fallRead MoreRochester Community and Technical College: A Statement of Purpose684 Words   |  3 PagesAdmission Essay: Rochester Community and Technical College Like many students seeking admission to Rochester Community and Technical College (RCTC), I am hoping to use my time at RCTC to build a strong foundation for my educational and professional futures. I hope to move on from RCTC to the University of Minnesota (U of M), where I can obtain a nursing degree with an emphasis in radiology. I believe that with its competitive academic environment, small class sizes, diverse student populationRead MoreImproving The Quality Of Academic Writing997 Words   |  4 Pagestaught me that writing is more than just a task with a checklist, it’s a constant work in process that allows expression of belief and ideas. The purpose of this course is to better prepare students to compose essays for an array of academic purposes throughout college and into their career. Throughout the semester, students taking this course have learned to conduct research, identify acceptable sources, analyze sources, synthesize a variety of sources, properly document sources, as well as improveRead MoreHr Entrance Essay768 Words   |  4 PagesStrengths Essay Joselyn Turner Western Governors University PFHM: Business HR Management Portfolio Requirement March, 07, 2011 Strengths Essay The career that I have chosen to pursue is Human Resources Management. When I started out on the path of â€Å"what I want to be when I grow up† I started in a completely different line of work. I wanted to be a Nurse when I graduated high school. I enrolled in college and I worked at a children’s hospital. After a while I startedRead MoreEssay about Why Become a Nurse1162 Words   |  5 PagesBecoming a Nurse Essay Opportunities in Nursing My decision to pursue a career in nursing came from my personal and professional experiences. When I was 13 years of age, I took care of my elderly grandma who had been suffering from Alzheimers disease. I knew that the disease was incurable but I did all to help grandma cope with her daily problems. I learned a lot from that experience. From that time I have dreamed to become a highly qualified, experienced, and very competent nurse. I want toRead MoreThe Career That Interests Me The Most At The Present Time Is Registered Nursing1372 Words   |  6 PagesThe career that interests me the most at the present time is registered nursing (RN). It is actually a part of my current list of goals to become a registered nurse in the next four years, which is the reason I am currently attending Collin College. I am currently working in an emergency department side by side with nurses and doctors caring for patients as a paramedic. I love my job as a paramedic, but I don’t feel that I a m as a much as an asset to patients as I could be being a nurse. So I haveRead MoreWhy Learning Theories And Learning Styles Is Important For Your Career Essay1435 Words   |  6 Pagesunderstanding of learning theories and learning styles is important for your career in nursing? In this essay, I will start by discussing the four main aspects of learning theories and how having an understanding of these will help me in my nursing career. I will also be identifying my own strongest and weakest learning style and how having an understanding of this will enhance my practice as a learning disability nurse. In my understanding, a learning style is your own way of learning, and who youRead MoreA Pediatric Registered Nurse917 Words   |  4 PagesEver since I was little, I always knew I wanted to be a nurse but I never really knew what department in nursing I wanted to work in. As I grew up, I discovered my passion for kids and how well I worked with them. After some thinking, I decided I would major in Pediatric Registered Nurse. The main focus on Pediatric Nursing is obviously working specifically with kids, infants, toddlers, and teens. Pediatric Nurses deal with children’s illness and injuries. They also give parents information on nutritionRead MoreBailey Storms. Schwartz. Honors English 3. 1 February 2017.1624 Words   |  7 Pagesthese qualities in the career of nursing. In order to understand the profession of nursing, one must examine important skills, basic responsibilities of a nurse, and education needed, There are lots of skills that are vital to pursuing, and being successful, in the profession of nursing. As with any job, there are specific skills that make a person more adapt to the circumstances that will be presented to them via that job. Different circumstances will arise during a career in nursing, and they might

On Mona Lisa smile Essay Example For Students

On Mona Lisa smile Essay Essay on Mona Lisa smile The film which is about a young and an idealist teacher who want to change something. The film which involves the reflections of feminism and functionalism. In this essay I analyze these reflections. Firstly,according to the functionalism,everyone in society has a role and everyone play their role contribute to the smooth functioning of society. Children learn and internalize the norms and expectations which are accepted in a society. In this wise,they adopt sex roles. So,gender roles are compatible with sex. Because there are innate differences. N the movie,the girls who study at the college take courses not only physics and art history but also speech and marriage. Because they will graduate in a few years and they will find a good husband and then they will be housewife. They will have responsibilities such as providing comfort a man and care of children. Because gender roles are innate. Gender roles are learned and internalized with the help of agencies such as family,educational institutions. There are these agencies in this movie. Furthermore,functional approach suggest that gender differences contribute to social stability and integration. Namely,the women should concentrate on domestic and family responsibilities while men work outside the home. There are expressive roles for women and instrumental roles for men. The females should provide care and security of children and offer them emotional support. Men,on the other hand,are the breadwinner in the family. For example,in this movie,the girls are given courses about the importance of expressive roles. But there is a unequal division of labor within the Emily. Functionalism believes that this state is necessary for the maintenance of social stability. There are examples of giving importance of this necessity in the movie. Divorce is seen a bad state by people in that society and the mother dont accept her daughter who want to back home. Functionalists emphasize the importance of moral consensus which exist when most people in a society share the same values and it is important to maintain order for them. In the movie,there is a order and balance in the society. Because there are rules,arrangements,traditions and values which interlink the people. In this way,the moral consensus exist in a society. For instance,there are traditional competitions which are about marriage having a baby in college. Secondly,feminist approaches reject the idea that gender inequality IA natural. Feminism is based on womens freedom. The women should not be representative of their gender roles which are given them in innate. Instead,they should live by their own definition. In the movie,the teacher is defender of feminism. Her opinion is that her students should be more free when they take their own decisions. She provide that the students discuss on the subject in the class. In the way,their ideas will occur and they will not copy other peoples opinion. Also,feminist approach emphasizes that there must be equal opportunity between women and men. For example,the range of education. The teacher encourage the student in studying law. To sum up,it is possible to see that the reflections of functionalism and feminism in the movie.

Overpopulation and Fresh Water Essay Example

Overpopulation and Fresh Water Paper The recent rapid increase in human population over the past two entries has raised concerns that the planet may not be able to sustain present or larger numbers of inhabitants. Steve Jones, head of the biology department at University College London, has said, Humans are 1 0,000 times more common than we should be. Many environmental problems, such as rising levels of atmospheric carbon dioxide, global warming and pollution, are aggravated by the population expansion. Other problems associated with overpopulation include the increased demand for resources such as fresh water and food, starvation and malnutrition, consumption of natural sources faster than the rate of regeneration (such as fossil fuels), and a decrease in living conditions. However, some believe that waste and over- consumption, especially by wealthy nations, is putting more strain on the environment than overpopulation. Limiting birth rates through legal regulations, educating people about family planning increasing access to birth control and contraception, and extraterrestrial settlement have been suggested as ways to mitigate overpopulation in the future. China and other nations already have regulations limiting the birth rate, with China using the one child policy. Contraception is a response to the fact that nearly 40% of pregnancies are unintended and that in the poorest regions mothers often lack information and the means to control the size of their families. History of concern Concern about overpopulation is relatively recent in origin. We will write a custom essay sample on Overpopulation and Fresh Water specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Overpopulation and Fresh Water specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Overpopulation and Fresh Water specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Throughout history, populations have grown slowly despite high birth rates, due to the population-reducing effects of war, plagues and high infant mortality. During the 750 years before the Industrial Revolution, the worlds population increased very slowly, remaining under 250 million. By the beginning Of the 19th century, the world population had grown to a billion individuals, and intellectuals such as Thomas Malthusian and physiographic economists predicted that mankind would outgrow its available resources, since a finite amount of land was incapable of supporting an endlessly increasing population. Mercantilism argued that a large population was a form of wealth, which made it possible to create bigger markets and armies. Demographic transition and Sub-replacement fertility The theory of demographic transition held that, after the standard of living ND life expectancy increase, family sizes and birth rates decline. However, as new data has become available, it has been observed that after a certain level of development the fertility increases again. This means that both the worry the theory generated about aging populations and the complacency it bred regarding the future environmental impact of population growth are misguided. Factors cited in the old theory included such social factors as later ages of marriage, the growing desire of many women in such settings to seek careers outside child rearing and domestic work, and the decreased deed of children in industrialized settings. The latter factor stems from the fact that children perform a great deal of work in small-scale agricultural societies, and work less in industrial ones; it has been cited to explain the decline in birth rates in industrialization regions. Another version of demographic transition is proposed by anthropologist Virginia Abernathy in her book Population Politics, where she claims that the demographic transition occurs primarily in nations where women enjoy a special status (see Fertility-opportunity theory). In strongly patriarchal nations, where she lams women enjoy few special rights, a high standard of living tends to result in population growth. Fresh water. Water crisis Fresh water supplies, on which agriculture depends, are running low worldwide. This water crisis is only expected to worsen as the population increases. Potential problems with dependence on desalination are reviewed below, however, the majority of the worlds freshwater supply is contained in the polar icecaps, and underground river systems accessible through springs and wells. Fresh water can be obtained from salt water by desalination. For example, Malta derives two thirds of its freshwater by desalination. A number of nuclear powered desalination plants exist; However, the high costs of desalination, especially for poor countries, make impractical the transport of large amounts of desalinated seawater to interiors of large countries. F-DOD Some scientists argue that there is enough food to support the world population, but critics dispute this, particularly if sustainability is taken into account. Africa In Africa, if current trends of soil degradation and population growth continue, the continent might be able to feed just 25% of its population by Hunger and malnutrition kill nearly 6 million children a year. In 2025. 2001, 46. 4% of people in sub-Sahara Africa were living in extreme poverty. Environment During a remarkably short period of time, we have lost a quarter of the worlds topsoil and a fifth of its agricultural land, altered the composition of the atmosphere profoundly, and destroyed a major proportion of our forests and other natural habitats without replacing them. Worst of all, we have driven the rate of biological extinction, the permanent loss of species, up several hundred times beyond its historical levels, and are threatened with he loss of a majority of all species by the end of the 21st century.